I know it flies in the face of what insurance is suppose to be, but that’s exactly the point. The goal of this bill is to bankrupt the insurance companies to setup a for a full government takeover.

Insurance is not retroactive.

There are plenty of good arguments against the bill. This is not one of them.

Awesome plan.

From 2010 to 2014: Can’t deny pre-existing conditions AND no cap on amt. ins. co. can charge you.

After 2014: Can’t deny pre-exist. cond. BUT there will be a CAP to keep rate same as everyone else.

The only ones getting screwed with this health care plan are the health ins. companies….they’ve screwed us for years, so I don’t feel sorry for them. BUT, one must wonder…how long will they operate at a loss?

I just read an article that says the new health care plan cannot deny coverage to pre-exisiting conditions starting now, but the “cap” on what the ins. co. can charge doesn’t take effect until 2014.

I pay for all our own doctor bills now, plus monthly ins. premiums of 500.00/month. We pay dr. bills because of the 6k deductible.

If I quit paying for insurance and only pay for my doctor bills I could save the premium costs of almost 6,000 per year. If something major comes along, I could always get insurance because of the NO Pre-Existing clause. GREAT! Now, from 2010 until 2014 I run the risk of paying higher rates IF something major happens during that time and I need insurance. However, I still have a backup savings of 6k per year to put away for that as well. After 2014, the cap goes on so no big deal. The only thing left to deal with is the fine for not buying health insurance.

If the fines and my total dr. bill costs don’t outweigh the cost of medical insurance, then I will have a real win-win situation. Pay the fines and dr. bills. If something major goes wrong, just buy into the insurance health plan at the same rate as everyone else to avoid paying the HIGH DR. Bills.

I was 100% against the health care plan…BUT it is looking better every day for the hard-working American who has had and paid for health insurance for years. I bet those Dems. didn’t think of this one. LOL

2. The big ticket items are cancer treatment, heart surgery, liver transplants . . . etc etc. And no, you don’t “swing by” – you buy it on the phone or on teh interweb.

So you read the 2000 page bill before you posted, chachee?

1. you won’t get “denied” coverage, but you will get charged through the wazoo for it.

2. Say you get your leg cut off, are you going to tell the ambulance driver “Hey, can we swing by Liberty Mutual first? I just need to buy a policy, then we’ll head to the hospital. Cool?”

Reading the bill first might be a good idea before posting.